Critical Illness
Critical Illness Rider benefit is available only to the endowment and money back policies where critical illness rider option has been exercised by the policyholder and accepted by LICI. The extra premium meant for Critical illness rider must have been received by LICI.

The Benefit: The basic sum assured under the main policy along with the vested bonuses is payable as a lump sum on the first to occur of death or any of the 15 critical illnesses covered. The policy is terminated as soon as the critical illness rider benefit is paid.

Procedure for making a claim for critical Illness benefit: The procedure will be advised by the office on intimation by the policyholder or his or her legal representatives. An e-mail intimation will only serve as information; it will not be acted upon unless a signed letter of intimation is physically received by our office.
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