Death Claims
The Nominee under a policy, can lodge a claim for payment of the death benefit in case of unfortunate death of the policyholder during the term of the policy. Early claims (death claims arising within 3 years from the date of commencement and/or date of revival) will be investigated for suppression or withholding of facts material to LICI’s acceptance of risk – facts regarding disclosure of one’s current as well as past history of health, occupation, and income.

Requirements vary depending upon the type of death claim – early, non-early and accidental. Please contact our office for appropriate advice. First step – the nominee or any other legal representative of the assured must intimate LICI of the death of the life assured. An e-mail intimation will only serve as information; it will not be acted upon unless a signed letter of intimation is physically received by our office.
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