Personal Insurance Plans are those meant for the individual who wants to protect his or her current as well as future financial needs such as securing one’s family’s income, securing one’s debts such as home loans, etc against the risk of premature death. These plans also serve as excellent savings plans that fetch attractive returns on maturity.

Personal life insurance plans can be classified depending on the ages for which they are available, as

Plans	Age At Entry	Age at Maturity	Policy Term Restrictions*
Aspire Children's Educational Plan (Table 601,602,603)	‘0’ (just born) to 10 years (age last birthday)	20th Year of the Child	20 years or less depending upon the age of the child at entry.
Target Classic Plan (Table 614)	12 to 65 years	Not to exceed 75	Generally accepted from 5 to 50 years term
Target Limited Payment & Single Premium Plans (Table 648)	12 to 65 years	Not to exceed 75	Generally accepted from 5 to 50 years term
Wealth Builder Classic (Table 612)	18 to 50 years	On life assured attaining 80 Years or later subject to…	…completion of 40 Years duration from the date of commencement
Wealth Builder Limited Payment & Single Premium Plans (Table 613)	18 to 50 years	On life assured attaining 80 Years or later subject to…	Premium Ceases at Age 70
Money Tree Plans (Tables 674, 675, 693)	12 to 60	Not to exceed 75	Terms 15, 20 and 25 years respectively.
New Bula Gold (Table 640 )	12 to 57	Not to exceed 75	Terms 12,16,20
Gold Life – Single Premium Plan (Plan 636)	18 to 60 years	Not to exceed 70	5 year and 10 year Terms available under this plan

* Further restrictions apply to policy terms (durations) where riders are chosen.
The acceptance of insurance is subject to underwriting decision.