Personal Insurance Plans
Personal Insurance Plans are those meant for the individual who wants to protect his or her current as well as future financial needs such as securing one’s family’s income, securing one’s debts such as home loans, etc against the risk of premature death. These plans also serve as excellent savings plans that fetch attractive returns on maturity.

Personal life insurance plans can be classified depending on the ages for which they are available, as:

Plans	Age At Entry	Age at Maturity	Policy Term Restrictions*
Aspire Children's Educational Plan	‘0’ (just born) to 10 years (age last birthday)	20th Year of the Child	20 years or less depending upon the age of the child at entry.
Endowment Assurance Plan (Table 14F)	12 to 65 years	Not to exceed 75	Generally accepted from 5 to 50 years term
Endowment Assurance (Limited Payment) Plan (Table 48F)	12 to 65 years	Not to exceed 75	-do-
'Long Life' - Whole Life Plan with Profits (Table 2F)	18 to 50 years	On life assured attaining 80 Years or later subject to…	…completion of 40 Years duration from the date of commencement
Whole Life - (Limited Payment) Plan with Profits (Table 5E)	18 to 50 years	-do-	Premium Ceases at Age 70
Convertible Whole Life Plan (Table 28F)	18 to 50 years Option to covert in to an Endowment Plan after 5 years	If Converted to Endowment Plan Not converted to Endowment Plan	Matures at the end of the chosen term; Just like Table 614 Matures just as mentioned in Table 612
Money Back Plans (Tables 74F, 75F, 93F)	12 to 60	Not to exceed 75	Terms 15, 20 and 25 years respectively.
Smart Life 2 – Single Premium Plan (Table 135F)	18 to 60 years	Not to exceed 70	Only 10 year Term available under this plan

* Further restrictions apply to policy terms (durations) where riders are chosen.